317-488-5500 Indianapolis Rideshare Accident Lawyer
Helping people is our priority
Since 1993
Injury Settlements
At Christie Farrell Lee & Bell, fighting for injured people isn’t one thing we do – it’s all we do. For more than 40 years, our Indiana trial team has stood up to insurers and rideshare carriers to help injured passengers, other drivers, and pedestrians in Indianapolis get answers and compensation.
Rideshare claims come with unique coverage tiers and finger‑pointing about who’s responsible. We move fast to secure trip data, determine which policy applies, and build a case that reflects the full impact of your injuries. Start your free consultation today – no fee unless we win.
Who Can Be Held Responsible After a Rideshare Crash in Indianapolis?
We secure trip data, policy details, and witness evidence to identify who is on the hook – and which insurance coverage applies – so you aren’t left paying the price.
Depending on the facts, responsibility can fall on:
- The Uber or Lyft driver, when careless driving causes the crash.
- Another motorist, if their negligence set the collision in motion.
- The rideshare company’s policy, when the driver was on the app or actively transporting a passenger.
Indiana’s tiered coverage rules matter. We map the trip status to the right policy, preserve evidence early, and position your claim for full value – not the first low offer. Rideshare settlements are different from other car accident cases because coverage turns on the driver’s app status, multiple insurers may be involved, and policy limits can shift mid‑trip.
Speak with a personal injury lawyer today. Call: 317-488-5500
Common Injuries in Uber and Lyft Accidents
We document the full medical picture early and work with your providers so the claim reflects what recovery will really take. Common injuries we see include:
- Fractures and broken bones.
- Concussions and other traumatic brain injuries.
- Whiplash and soft tissue injuries.
- Spinal cord injuries, sometimes leading to long-term mobility issues.
Treatment often requires hospital stays, physical therapy, or ongoing medical care – costs that can quickly add up.
That medical and financial reality is exactly why rideshare settlements often differ from typical car accident cases – coverage and policy limits can shift based on app status, and multiple insurers may be involved. We build your claim around those nuances to pursue full value, not a one‑size‑fits‑all offer.
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Insurance Complications in Indianapolis Rideshare Claims
Rideshare insurance doesn’t behave like a typical auto policy, and the phase of the trip controls which coverage applies. Your rideshare accident attorney will pinpoint app status, line up all potential policies, and challenge carrier attempts to shift responsibility.
Common insurance complications
- Coverage gaps: Many personal auto policies exclude crashes while the app is on, especially in the “waiting for a ride” phase, unless the driver added a rideshare endorsement.
- Company coverage limits: Uber and Lyft provide stronger limits when en route or carrying a passenger, but coverage may scale down while simply waiting.
- Uninsured/underinsured motorist (UM/UIM): Elevated UM/UIM requirements can apply, adding complexity when the at‑fault driver has little or no insurance.
- Non‑disclosure risks: If a driver hasn’t disclosed rideshare activity to their insurer, claims can be delayed or denied entirely.
Practical challenges we manage
- Unexpected out‑of‑pocket exposure for crashes that happen while the app is on but no passenger is onboard.
- Phase‑specific coverage windows that require precise evidence of timing and status.
- State‑mandated costs that influence how carriers evaluate claims and settlement authority.
Because of these moving parts, we consistently obtain better results than clients who try to handle claims on their own. Our Indianapolis rideshare accident attorneys know how to navigate these complex insurance scenarios, identify all available coverage, and overcome the hurdles that often block fair compensation.
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Damages Available to Indianapolis Rideshare Accident Victims
When an Uber or Lyft crash derails life in Indianapolis, the law allows you to pursue compensation that reflects the full scope of your losses today and in the future. For more than 40 years, our Indiana trial team has helped people across the state stand up to insurers and secure meaningful results, and we bring that same relentless focus to rideshare claims.
Here’s how damages typically break down in an Indianapolis rideshare case:
Economic damages
- Medical costs already incurred: ER visits, hospitalizations, imaging, surgery, prescriptions, and rehabilitation.
- Future medical needs: ongoing therapy, pain management, assistive devices, home or vehicle modifications, and anticipated procedures.
- Lost income and benefits: time missed from work, reduced hours, or job changes caused by injury limitations.
- Loss of earning capacity: when long‑term impairments affect career trajectory or the ability to return to your field.
Non‑economic damages
- Physical pain and suffering tied to the injury and recovery.
- Emotional distress, anxiety, depression, and trauma related to the crash.
- Loss of enjoyment of life and interruption of family and daily activities.
Property and out‑of‑pocket losses
- Vehicle repair or replacement, rides, parking, and other transportation costs during recovery.
- Co‑pays, deductibles, and medically necessary expenses not covered by insurance.
Wrongful death damages (when a loved one is lost)
- Funeral and burial costs, final medical bills, and loss of financial support.
- Loss of love, care, companionship, and guidance for surviving family members.
Because rideshare claims involve tiered insurance coverage that depends on app status and trip phase, we document how the crash affected every part of your life and line up all available policies to pursue full value – not a quick, one‑size‑fits‑all settlement. Our approach is simple: prepare as if we’re going to trial, negotiate from strength, and keep you informed at every step.
“Rideshare accidents often leave victims unsure of which insurance policy applies or who is financially responsible. I’ve seen cases where passengers assumed Uber or Lyft’s $1 million policy would cover everything, only to find it didn’t apply because the driver wasn’t officially ‘on trip’ in the app at the time of the crash. That’s why acting quickly and having legal guidance is so important – we make sure all available coverage is pursued so victims aren’t left paying out of pocket.” – Kyle Christie , Partner at Christie Farrell Lee & Bell
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Why Choose Christie Farrell Lee & Bell for Your Case
At Christie Farrell Lee & Bell, we’ve built a reputation in Indianapolis for handling tough car accident claims, including complex rideshare cases. Our decades of experience give us the tools to challenge large insurance companies and build strong claims for our clients.
We know every case is different, which is why we develop individualized legal strategies designed around each client’s needs. Contact us today for a free consultation. We are committed to standing by victims of Uber and Lyft crashes and fighting for the compensation they need to move forward.
Indianapolis Rideshare Accident FAQs
Who pays for my injuries if the driver was “waiting for a ride”?
Coverage depends on app status. When the app is on and the driver is waiting, different limits may apply than when a passenger is on board. We line up all available policies – personal auto, rideshare company, and potentially UM/UIM.
How long do I have to file an injury claim after an Indianapolis rideshare crash?
Indiana generally imposes strict filing deadlines for personal injury cases. Because evidence like dash‑cam and app data can be overwritten quickly, it’s best to act immediately so we can preserve proof and protect your claim.
Will I need to go to court in Marion County?
Many cases resolve through negotiation, but we prepare every claim as if it will be tried in Marion County courts. That trial‑ready approach helps us negotiate from strength and improves outcomes.
What damages can I recover for a rideshare crash in Indianapolis?
Potential recovery includes medical expenses, future care, lost wages, diminished earning capacity, pain and suffering, property damage, and, in fatal cases, wrongful death damages.
How much does it cost to hire Christie Farrell Lee & Bell?
There’s no upfront cost. It’s about justice – and you don’t pay attorney’s fees unless we win your case. Start your free consultation today.
Professional, very knowledgeable, and realistic.
“From my first telephone conference with Mr. Christie to the settlement of my case, I found Lee and his office staff to be professional, courteous, and extremely helpful. Mr. Christie is professional, very knowledgeable, thorough, and realistic.”
Simply the best.
“Tina Bell is the best. She continued to pursue the case resulting in an agreeable settlement.”
Truly kind and had best interest at heart.
“Lee Christie represented my parents after an auto accident and he was wonderful! He always answered any questions or concerns we had and I would recommend him to anyone!”
Very compassionate & caring in a stressful situation.
“Lee Christie and Jill DuVall were very compassionate and caring in a stressful situation. They always answered our questions promptly, sometimes very late in the evening.”
I felt a huge weight lifted from my shoulder.
“They were professional, yet very personally involved in our case. After hiring them, I felt a huge weight lifted from my shoulder so I concentrate on taking care of my husband.”
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